The Canadian Dental Care Plan (CDCP): A Guide for Oakville Patients

The Canadian Dental Care Plan (CDCP) is a federal program that helps cover dental care for Canadian residents who do not have access to dental insurance and whose adjusted family net income is under $90,000. Depending on income, it pays for all or part of eligible services. Rules can change, so always check the current details on Canada.ca.

Who Is Eligible?

Based on the eligibility rules published by the Government of Canada, you may qualify if you:

  • Do not have access to dental insurance (for example, through an employer, pension, or private plan)
  • Have an adjusted family net income under $90,000
  • Are a Canadian resident for tax purposes
  • Have filed your tax return for the previous year (and your spouse or common-law partner, if you have one)

How Much Does It Cover?

The CDCP pays a percentage of the plan’s set fees for covered services. Whether you pay a co-payment depends on your adjusted family net income:

  • Under $70,000: no co-payment
  • $70,000 to $79,999: 40% co-payment
  • $80,000 to $89,999: 60% co-payment

If your dentist’s fee is higher than the CDCP fee for a service, you may also pay the difference. Ask your dental office before treatment so you know what to expect.

What Services Are Included?

The plan covers a range of services, including:

  • Exams and X-rays
  • Cleanings and other preventive care
  • Fillings
  • Root canal treatment
  • Periodontal (gum) care
  • Removable dentures
  • Tooth removal (extractions)

Some services need pre-approval. The full list of covered services is on the CDCP coverage page.

How to Apply

  • Apply through the Government of Canada (online, by phone, or by paper form, depending on your situation)
  • Once enrolled, you receive a welcome package with your CDCP member card
  • Bring your member card to your dental appointment

Using the CDCP at a Dental Office

Dental offices decide whether to bill the CDCP directly, and some do this on a visit-by-visit basis. Before you book, ask the office whether they can bill the CDCP for your treatment and what you might pay out of pocket.

Questions About the CDCP at Shore Side Dentistry?

Our front desk can tell you how we work with the Canadian Dental Care Plan and help you understand your costs before treatment. See our family dentistry page for the services we offer.

Have questions about your coverage? Call us at 905-842-2364 or request an appointment online. Our office is at 345 Lakeshore Rd E #401 in downtown Oakville.

Please note: This article is general information to help you understand common dental topics. It is not a diagnosis or a substitute for an exam. Every mouth is different, so please book a visit or call 905-842-2364 so one of our dentists can look at your situation and talk through your options.

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Meet Our Dentists

Shore Side Dentistry has cared for Oakville families since 1990. Our four dentists, including a certified specialist in periodontics, work together in one office on Lakeshore Road East.

Peter Taylor

Dr. Peter Taylor

Principal Dentist

dr-kokosis

Dr. Tina Kokosis

Certified Specialist in Periodontics

dr-liu

Dr. Christine Liu

Family Dentist

Lidia-Baldassarra

Dr. Lidia Baldassarra

Family Dentist

Areas We Serve

Our office at 345 Lakeshore Rd E #401 in downtown Oakville welcomes patients from across Halton: Central Oakville · Bronte Village · Burlington · Milton. See all service areas.

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